New Delhi, Jun 11 (KNN) Digital lending software-as-a-service platform Biz2X has announced ambitious growth targets, aiming to disburse Rs 17,000 crore in loans to micro, small and medium enterprises during the 2025-26 financial year.
This represents a significant increase from the Rs 14,000 crore disbursed through its India operations in the fiscal year ended March 2025.
The company reported maintaining consistent year-on-year growth of 25-30 percent, facilitated by its turnkey global SaaS platform that enables financial institutions to deliver customised online lending experiences for small and midsize business customers.
According to Rohit Arora, Co-Founder and CEO, Biz2X and Biz2Credit, this growth trajectory reflects the company’s strategic emphasis on artificial intelligence-driven product enhancements and deeper solution integration, which has accelerated new customer acquisition and strengthened lending infrastructure.
Arora expressed confidence in sustaining current growth momentum, projecting potential increases of 15-20 percent for the current fiscal year.
However, he acknowledged external challenges that could impact performance, particularly regarding global trade dynamics and US tariff policies.
“Indian SMEs contribute a large part to Indian exports, and many exporters could lose credit significantly,” Arora noted, while expressing optimism that swift resolution of these issues could enable the company to achieve approximately 20 percent growth.
The platform’s expansion strategy capitalises on increasing global digitisation trends, artificial intelligence advancement, and growing international market opportunities.
Biz2X aims to scale its reach and impact across the financial ecosystem in response to rising demand for inclusive credit access.
The company is particularly focused on enhancing service delivery in high-growth regions, aligning with India’s expanding role in the Global Capability Center landscape, which is projected to reach USD 110 billion by 2030.
Addressing policy considerations for the MSME sector, Arora suggested that while government initiatives have been beneficial, India could benefit from adopting international best practices to create deeper demand for MSME loan portfolios in capital markets.
He emphasised that current banking practices, where institutions typically hold MSME loans on their books with limited securitisation compared to markets like the United States, present opportunities for improvement.
Additionally, Arora noted that the credit guarantee program operated by SIDBI, while performing well, has potential for further enhancement.
Regarding international expansion, Biz2X currently maintains operations across India, the United States, and the United Arab Emirates, with ongoing expansion into Saudi Arabia.
The company continues to focus on diversifying its product portfolio within India while advancing AI-driven solutions. Through AI-based underwriting utilising digital footprints, Biz2X positions itself as supporting small businesses in addressing significant credit gaps in the market.
(KNN Bureau)
