The company’s gross NPA and net NPA stood at 0.96 per cent and 0.44 per cent respectively as of March 31, 2025, compared to 0.85 per cent and 0.37 per cent a year ago.
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Bajaj Finance posted a consolidated profit after tax of ₹4,546 crore for Q4 FY25, a 19 per cent increase from ₹3,825 crore in the same quarter last year.
For the full fiscal year 2025, the company’s consolidated profit rose 16 per cent to ₹16,779 crore, from ₹14,451 crore in FY24. The consolidated assets under management (AUM) grew 26 per cent to ₹416,661 crore as of March 31, 2025, compared to ₹330,615 crore a year earlier.
The board of directors has approved a significant capital restructuring plan, subject to shareholder approval. This includes a stock split that will reduce the face value of shares from ₹2 to ₹1, followed by a 4:1 bonus issue. Additionally, the board recommended a final dividend of ₹44 per equity share for FY25, along with a special interim dividend of ₹12 per share from the exceptional gain resulting from its subsidiary’s IPO.
Bajaj Finance crossed a milestone with its customer franchise exceeding 100 million, standing at 101.82 million as of March 31, 2025, representing a 22 per cent growth from the previous year. The company booked 10.70 million new loans in Q4 FY25, up 36 per cent from Q4 FY24.
The company’s gross NPA and net NPA stood at 0.96 per cent and 0.44 per cent respectively as of March 31, 2025, compared to 0.85 per cent and 0.37 per cent a year ago. The capital adequacy ratio was 21.93 per cent, with Tier-I capital at 21.09 per cent.
In a strategic move announced today, Bajaj Finance has entered an agreement to acquire a 12 per cent stake in cybersecurity firm Protectt.ai Labs Pvt. Ltd. for ₹65 crore. Founded in 2020, Protectt.ai specializes in mobile app security solutions.
The results include the performance of subsidiaries Bajaj Housing Finance Ltd (BHFL) and Bajaj Financial Securities Ltd (BFinsec). BHFL reported a 54 per cent increase in profit after tax to ₹587 crore for Q4 FY25, while BFinsec’s profit after tax grew 64 per cent to ₹36 crore for the same period.
The shares of Bajaj Finance Ltd ended at ₹9,105 up by ₹12 or 0.13 per cent, on the NSE.
Published on April 29, 2025
